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So, you came here hunting for the best online casino to play baccarat for free or real money in Canada but don’t know where to start? You’re in luck because our team researchers, reviewers, and analysts have compiled an in-depth review to guide you throughout your baccarat gambling adventure.

What is Baccarat?

In simple terms, baccarat is an online table game played with six or eight decks of cards, all of which are dealt from a “shoe” or a dealing box. In the online gambling realm, baccarat comes in two primary forms including the live dealer baccarat and the computer-generated online baccarat version.

How To Play Baccarat For Free or Real Money Online

Just like in the brick-and-mortar casinos, the online baccarat entails both the player and the dealers competing against each other to get 9 or as close to it as possible. In terms of the cards count, the numbers 2, 3, 4, 5, 6, 7, 8, and 9 are calculated on their face value, Ace is valued 1, and 10, Jack, Queen, and King having a value of 0. And if the total number exceeds 9, the last digits on the cards are used (for example, 19 is counted as 9).

The game of baccarat presents 3 possible outcomes: a win for the player, a win for the banker, or a tie between the two. The player’s win has a 100% pay, banker’s 95%, and a tie 800%. Once the player has made a bet, the banker begins by issuing two cards face up to the player and himself, with the winner being the hand that’s closest to 9.

Aside from this core rule, baccarat also has some other nuances:

For starters, the player is confined to 6, 7, 8, and 9, which means they can’t add more cards to what was dealt initially, or else, they will receive another card. Along with that, if the player stands, the banker is allowed to draw an additional card if the sum of their previous cards is 0 to 5.

Real Money Baccarat Vs Free Baccarat Online

Right off the bat, there’s no way to win real money playing online baccarat unless you risk it. As such, you’ll need to make a deposit in your gaming account. With that said, however, you can play an online baccarat free version to hone your gaming skills as well as try out the gameplay of your favorite casino.

But if you’re ready to jump right into the action, you look for a good online casino and start playing for real money right away. After spending weeks or trying to compare different online casinos in Canada, our team of expert reviewers can comfortably say King Billy emerges as one of the best online baccarat casinos in Canada.

The casino has been operating since 2017, and it offers some of the most generous bonuses, a huge catalog of game titles, an exciting gaming experience, and empathetic customer support. Unsurprisingly, King Billy won AskGamblers Best New Casino Award in 2018 and AskGamblers Best Casino in 2020.

Best Online Baccarat Casino Games in Canada

Unlike real money poker, blackjack, and roulette, the number of baccarat variants is relatively limited. But that doesn’t mean the few variants aren’t interesting.

Chemin de Fer

Chemin de Fer is easily one of the most famous and commonly played baccarat games in online casinos. It is famous because it allows punters to compete against each other, stretching their competitiveness to the limit. Immediately the game starts, the croupier assigns the role of a banker to one player, who then sets a high stake to cover all the bets placed by other players.

After making the high stake bet, the other punters proceed to place their bets, which needs to match that of the banker but not exceed it. The player with the highest bet then plays against the delegated banker on behalf of the entire group.

Baccarat Banque

Baccarat Banque is eerily similar to Chemin de Fer, although there are a few distinct differences. For example, players don’t compete against each other, the casino holds the bank, and the banker deals two hands instead of one. Along with that, both hands are played separately and they don’t interact. This means that a player can win with one hand and lose on the other, or both hands can lose or win.

And unlike in Chemin de Fer, where the croupier can delegate a different banker, the banker’s role remains unchanged in Baccarat Banques unless they decide to quit or run out of money.

Punto Banco

Tracing its roots in America, Punto Banco is yet another popular baccarat variant that is available in most online casinos in Canada. It is the easiest to play of all, thanks to the absence of optional plays, and it can accommodate up to 12 players.

And just like in Chemin de Fer, these players can choose to bet on either the banker or the highest bettor. Of course, the hand closest to 9 wins, and the winnings are paid in a ratio of 1:1 minus the casino’s commission, which is usually set at 5%.

Live Baccarat

Over the past few years, live casino games have taken the Canadian gambling market by storm. The massive adoption has been further exacerbated by the pandemic, with more people choosing to gamble from home. According to a recent report, of the $2.6 billion generated in 2020, more than $1.2 billion came from online gambling.

In live baccarat gaming, you get to enjoy the same atmosphere, charming girls, winnings odd, just the way you would in a land-based casino, only that this time it happens virtually. And just because you’re playing a baccarat game online doesn’t mean that the dealers aren’t qualified. All the live dealers in Canadian casinos are professionally trained, and they will interact with you throughout the game.

Mini Baccarat Online– All the Details About the Version

As the name suggests, Mini-Baccarat is a pint-size version of this popular card game, and it still offers the elegance and simplistic gameplay associated with the regular baccarat. Thanks to the fast-paced nature of the game it is played at both the traditional brick-and-mortar and online casinos, plus it follows the same rules as Punto Banco. Along with that, Mini-Baccarat is a low-stakes game, which allows punters of all budgets to join and play the game.

And now, let’s take a look at the card values in Mini-Baccarat.

Card Values in Mini Baccarat

A typical Mini-Baccarat game is played with 8-decks of cards with the following values:

  • - All cards from numbers 2 to 9 are taken at their face value.
  • - Aces are tabulated as single points..
  • - All 10s and face cards or any combination of them are tabulated as zero points..

Live Dealer Baccarat Online Casino Game Side Bets and the Return to Player Rates

Basically, Mini-Baccarat follows the standard rules of the regular baccarat game, and you can choose to wager on either the player, the banker or even a tie. Still, there are theoretical RTPs rates, which are set at 98.94% for both the banker and player bets, with a tie standing at 85.64%.

But that’s not the best part. You can place several side bets when you play baccarat online for money, all without wagering on one of the main betting options.

  • The Player Pair: Here, the player’s hand contains a pair, and the return to player rate is 89.76%
  • The Banker Pair: This bet entails a banker’s cards containing a pair, and the return to player rate is 89.76%.
  • Perfect Pair: Here, the hand dealt to either the player or banker is identical in both value and suit, and it has a return to player rate of 86.97%
  • Either Pair: This wager entails a pair hand dealt either to the player or the banker. The return to player rate is 86.29%
  • Big: A bet is considered big in Mini-Baccarat if the total number of cards dealt is either 5 or 6. Here, the return to player rate is 95.65%
  • Small: If the hand dealt totals to 4, it is considered a small bet. The RTP is 94.72%

Free Live Dealer Baccarat Online Casino

As much as it is important to find the right gambling platform, you also need to make sure that it offers the best gambling experience. And that means mastering the rules and workings of the game before risking your own money. The best way to learn an online casino game is to play a free demo. Unfortunately, there aren’t any online casinos offering online baccarat live dealer games. And for a reason.

For starters, live dealer games are facilitated by live croupiers who need to be paid salaries and allowances. Along with that, casinos are business entities, and it wouldn’t make sense to have live croupiers commandeering live dealer baccarat online casino games without making any money.

That’s why King Billy Casino has included the regular Mini-Baccarat free play version, as well as all other casino games so that you can play baccarat online for fun without risking your bankroll.

Best Baccarat Strategies

Now that we’ve seen the different online baccarat game variants, let’s talk about the best strategies you can use to play like a pro;

Bet on the Banker

As earlier indicated, the game of baccarat has 3 possible outcomes; a win for the banker, a win for the player, and a tie. You are better off betting on the banker, as it gives you a higher chance of winning, compared to betting on a player win or a tie. Along with that, betting on the bankers has a relatively lower house edge, although the casino charges a commission on a banker’s win.

Know When To Stop

Another thing you need to master is the art of knowing when to stop. Baccarat odds inherently favor the house, which is why you need to treat it as a quick game to mitigate your losses. The longer you continue playing, the more you amplify your losses, and the more the house edge eats into your profits.

Use the 1-3-2-4 Betting System

Although placing side bets on progressive games to try and recover your losses is a dangerous move in baccarat, you can try the 1-3-2-4 staking system. Basically, the numbers represent the amount of money you should bet if you win. You need to start with $1, and if you win, you can wager $3. For another win, you can place a bet of $2 and follow it with $4 if you win on the previous bet. In case you lose, start from the $1 and work your way up to $4.

Concluding Remarks

As you can see, it does not take a rocket scientist to play online baccarat real money. If you’re not ready to jump in headfirst, however, King Billy Casino Canada allows you to play baccarat without risking your money. Not only does the casino offer a fun gaming experience, but you can also claim multiple generous bonuses, as well as win sizable payouts. Go ahead and try King Billy Casino Canada today and start winning big.

FAQ Section

What is online baccarat?

Online baccarat is a table game that requires players to do nothing more other than place their wager and push the "deal" button. The game is played using 6 or 8 decks of cards, with the objective of ending with a value of or closest to 9.

What are the advantages of real money baccarat?

The most obvious advantage of playing real money baccarat is the fact that you get to win real money. Along with that, real money games attract generous bonuses, which can help grow your bankroll.

How to win online baccarat?

A win in online baccarat is generated when a player or the dealer is dealt a hand worth 9 points.

How to play baccarat online?

Playing baccarat online is a piece of cake. You simply need to visit your favorite online casino, create an account, fund your account, and start playing. Here at King Billy Casino, our registration is simple and straightforward, plus we offer generous bonuses to new players and reward existing customers with ongoing promotions.

Where play baccarat online for money?

Although there are multiple online casinos offering free and real money baccarat, we recommend sticking to King Billy Casino. We offer a huge catalog of baccarat games, generous bonuses, and 24/7 customer support.

How to choose online baccarat casino?

Ideally, a good online casino should offer a healthy mix of baccarat games, bonuses and promotions, excellent gameplay, and 24/7 customer support.

Which are the best free online baccarat casino games?

There are different online baccarat casino variants, and your choice boils down to your gaming skills and your knowledge of the particular game. Depending on the casino you choose, you may find Baccarat Squeeze, Baccarat Control Squeeze, Speed Baccarat, Mini-Baccarat, and so much more.

What is online baccarat?

Baccarat is an online table game played with six or eight decks of cards, all of which are dealt from a “shoe” or a dealing box.

What are the advantages of real money baccarat?

There are many benefits of playing baccarat for real money including taking advantage of the generous bonuses and huge payout.

How to win at online baccarat

Online baccarat gameplay is pretty simple and straightforward. Before the game starts, you need to make a bet on who will win – the player, banker, or a tie. The banker will then issue two cards facing up to the player and himself, and the winning hand is the one that’s closest to 9.

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